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đź“ž 866-374-5885

The New Era of Merchant Processing

10+ Year Experience in the Cannabis Industry


We acknowledge the challenges you face in securing both legitimate card processing and affordable banking in the cannabis industry. What sets us apart is transparency. By openly acknowledging our clients’ products, we provide assurance that you won’t encounter shutdowns or common issues faced by many other companies. Our proven cannabis solution has stood strong for 12 years without any complications, offering you peace of mind and reliability.

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Cannabis Debit Solution

2 options for this program:

  1. Pass on a $3.50 fee – Zero fees to you
  2. Pass on a $4 fee – Zero fees to you, with an added benefit of receiving $0.50 for every transaction, paid out on the 26th of each month.

Here are a few other points:

  • Approval in as few as 24 hours
  • We will use your existing Dejavoo terminals or provide them
  • Ready to start Transacting within 3-5 business days
  • Full reporting access to track real-time transactions and deposits. Speeds up EOD batch reporting & EOM reconciliation.
  • Support 7 days a week
  • Transactions need to be in increments of ten
  • Operates in respect to all PCI Standards  
  • Customer pays surcharge
  • No processing fees
  • No integration w/ POS necessary
  • Budtender Tips
  • Terminal Delivery Options

Cannabis Point of Sale Integrations

For dispensaries mandated to use Biotrack or Matrc point of sale for reporting, Cultivate Payments seamlessly integrates with various systems to enhance your operational efficiency. Our full and partial integrations cover popular platforms such as:

  • Blaze
  • Treez
  • Origin Scale
  • Acadia (specifically for ACH transactions)
  • Flowhub
  • Dutchie

This flexibility ensures a smooth and cohesive experience, allowing you to choose the system that best aligns with your dispensary’s needs while benefiting from our comprehensive payment solutions. If you are using a POS that is not listed, rest assured that we are continually expanding our compatibility list. In the meantime, you can easily run our hardware as a side terminal, ensuring seamless payment processing for your dispensary.

Cannabis Banking Details

Monthly Fee:

  • $250
  • $100 if $5k balance with >15 ACH deposits


  • $0 Application Fee & $500 minimum deposit required
  • Cash and Check Deposits Accepted
  • ACH/ Wires Accepted
  • Deposit and wire fees apply and will be dicussed before onboarding.
  • Corporate Debit Cards are included for employees with optional limits & 24/7 Online Access 
  • Paybotic Financial is a financial technology company, not a bank. Banking services are provided by Regent Bank, Member FDIC.

Cannabis Banking Required Documents

  • Articles of Organization
  • EIN Letter
  • Trade Name Report (required if using a DBA)
  • Operating Agreement/Minutes
  • Financials (1 of the following):
    • 2022 Tax Return 
    • Balance Sheet & Income Statement
  • Business Policy and Procedure Manuals(1 of the following):
    • Employee Handbook
    • Operations Manual 
    • Compliance and/or risk management policies
  • Property Title or Lease Contract
  • State-Issued Cannabis License
  • Certificate of Insurance:
    • General Liability
  • POS Contract

Message from our Founder

Message from our Founder “Welcome to Cultivate Payments, where I proudly lead a team committed to reshaping the payment processing landscape. As the CEO, our mission is clear: to empower businesses through transparency, advocacy, and innovative solutions. At Cultivate, we revolutionize payment processing with zero fees, dedicated Partner Success Agents, and non-manipulative programs, ensuring your success is our priority. From cash back rewards to easy API integrations, we are more than a service provider – we are your strategic ally, dedicated to a future where businesses thrive and partnerships flourish. Join us on this journey, as we cultivate success together.” – Jason Frank, CEO of Cultivate Payments


Experience unparalleled support at any hour with our committed customer care team. Available 24/7, we are always ready to assist with any inquiries, worries, or technical hurdles you might face. Your achievement is our foremost concern, and we're merely a phone call or message away, eager to help.

Still Got some Questions?

Give us a call

đź“ž 866.374.5885

Sheridan, WY 82801

(866) 374-5885


Paybotic Financial is a financial technology company, not a bank. Banking services are provided by Regent Bank, Member FDIC.

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